You’re suiting up for a CDE and have the obligatory helmet and probably a body protector vest. But I’d be willing to bet that less than half of the drivers out there wear any form of ‘protection’ at home. The fact is most accidents occur at home. Not at a competition. And the insurance companies will back that claim. So will I, as all of my accidents happened right here in my arena in New Jersey.

I had an accident last winter and was wearing both a helmet and what I thought was a ‘body protector’ vest. I ended up in the emergency room for the second time in my life because of a........

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